We make credit work better for all
Lowell is Europe's leading credit management company, operating in the UK, DACH and Nordic regions.
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Lowell Manifesto
Lowell's 2024 manifesto outlines our key requests from Westminster ahead of the upcoming election, including policy reforms, economic incentives, and regulatory changes, to support business growth and innovation throughout the next parliamentary term.
Read our manifesto in full here.
What we do
We both buy (on our own behalf) and service (on behalf of our clients and partners) portfolios of debt and then use our skills, resources and experience to engage customers, agree sustainable repayment plans with them and thereby create predictable revenue streams.
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We are reliable, dependable and resilient
We're not immune from macro-economic factors like the ongoing fallout from the global financial crisis and Covid, but our strengths help mitigate the negative effects.
Results from 12-month period ending June 2024.
Cash income
Cash EBITDA
Portfolio Acquisitions
120m ERC
3PC AuM
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The UK Financial Vulnerability Index (FVI)
Our unique data tool for policymakers combines publicly available measures with our unrivalled consumer data to track financial vulnerability across UK constituencies, revealing actionable insights.
Go to the FVI data tool
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Sustainability
Our sustainability strategy helps us marry purpose with profitability. As a resilient and ethical company with robust governance and financial prudence, sustainability underpins everything we do.
Read about our Sustainability agenda
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Performance and governance
We uphold the highest standards of risk management, corporate governance, transparent disclosure, and ethical conduct. Meet the Board, pore over the numbers, and check our financial results.
Read about our performance and governance
News & Insights
View press releases about Lowell, our latest research papers, thought leadership blogs, and our ground-breaking work on the Financial Vulnerability Index (FVI).